:root {
  --navy: #0a2540;
  --navy-2: #14375c;
  --ink: #1c2330;
  --green: #1f7a4d;
  --green-2: #18633e;
  --mint: #e7f5ee;
  --gold: #c9a227;
  --sand: #f3ead9;
  --bg: #f6f1e8;
  --card: #ffffff;
  --muted: #5c6b7a;
  --line: #e4d9c8;
  --coral: #c45c26;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 96px; }
body {
  margin: 0;
  font-family: "Segoe UI", system-ui, -apple-system, sans-serif;
  color: var(--ink);
  background:
    radial-gradient(900px 400px at 10% -10%, #e7f5ee 0%, transparent 55%),
    radial-gradient(700px 360px at 110% 8%, #f3ead9 0%, transparent 50%),
    var(--bg);
  line-height: 1.65;
}
a { color: var(--green); }
img { max-width: 100%; height: auto; }
.wrap { width: min(1040px, calc(100% - 48px)); margin: 0 auto; }
.sticky-stack { position: sticky; top: 0; z-index: 50; }
.topbar {
  background: rgba(10,37,64,.88);
  backdrop-filter: blur(14px);
  color: #d5e0ea;
  font-size: 12.5px;
  padding: 8px 0;
}
.topbar .wrap { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; align-items: center; }
.topbar a { color: #fff; text-decoration: none; }
header.site { background: rgba(255,255,255,.68); backdrop-filter: blur(16px) saturate(140%); border-bottom: 1px solid rgba(228,217,200,.65); }
header.site .wrap {
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  min-height: 74px;
}
.brand { display: flex; flex-direction: column; line-height: 1.15; }
.logo { text-decoration: none; color: var(--navy); font-weight: 800; letter-spacing: -0.03em; font-size: 22px; }
.logo span { color: var(--green); }
.logo-tag { font-size: 12px; color: var(--muted); font-weight: 600; margin-top: 2px; }
nav a {
  text-decoration: none; color: var(--navy); font-size: 13.5px; font-weight: 650;
  padding: 7px 8px; border-radius: 0;
}
nav a:hover, nav a.active { background: var(--mint); color: var(--green); }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--green); color: #fff !important; text-decoration: none;
  padding: 11px 16px; border-radius: 0; font-weight: 700; border: 0; cursor: pointer;
  box-shadow: 0 8px 18px rgba(31,122,77,.18);
}
.btn:hover { background: var(--green-2); }
.btn.ghost { background: transparent; color: #fff !important; border: 1px solid rgba(255,255,255,.45); box-shadow: none; }
.btn.light { background: #fff; color: var(--navy) !important; border: 1px solid var(--line); box-shadow: none; }
.btn.gold { background: var(--gold); color: var(--navy) !important; }
.hero {
  background:
    linear-gradient(115deg, rgba(10,37,64,.92), rgba(20,55,92,.78) 50%, rgba(31,122,77,.55)),
    var(--navy);
  color: #fff; padding: 56px 0 48px;
}
.hero-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 28px; align-items: center; }
.hero h1 { font-size: clamp(30px, 4.4vw, 48px); line-height: 1.12; margin: 0 0 12px; letter-spacing: -0.03em; }
.hero p { color: #d9e4ee; max-width: 620px; }
.hero-actions { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 22px; }
.portrait {
  width: min(320px, 100%);
  border-radius: 0;
  border: 6px solid #fff;
  box-shadow: 0 20px 40px rgba(0,0,0,.25);
  object-fit: cover;
  aspect-ratio: 4/5;
  background: #ddd;
}
.portrait.small { width: 168px; aspect-ratio: 1; border-radius: 50%; border-width: 4px; }
.grid { display: grid; gap: 16px; }
.cols-3 { grid-template-columns: repeat(3, 1fr); }
.cols-2 { grid-template-columns: repeat(2, 1fr); }
.cols-4 { grid-template-columns: repeat(4, 1fr); }
.card {
  background: var(--card); border: 1px solid rgba(10, 37, 64, 0.1); border-radius: 0; padding: 22px;
  /* Soft hover-glow (lighter than .compare-wrap.hover-glow) — square corners */
  box-shadow:
    0 0 0 1px rgba(10, 37, 64, 0.03),
    0 10px 28px rgba(10, 37, 64, 0.08),
    0 4px 12px rgba(10, 37, 64, 0.04),
    0 8px 24px rgba(10, 37, 64, 0.1);
}
.card.service,
.card.step-card,
.card.why,
.card.jump,
.card.mini,
.card.charity-card {
  /* same soft navy glow as base .card — explicit for service/grid cards */
  box-shadow:
    0 0 0 1px rgba(10, 37, 64, 0.03),
    0 10px 28px rgba(10, 37, 64, 0.08),
    0 4px 12px rgba(10, 37, 64, 0.04),
    0 8px 24px rgba(10, 37, 64, 0.1);
}
section.pad { padding: 52px 0; }
h1, h2 { letter-spacing: -0.03em; }
h2 { margin: 0 0 10px; }
.muted { color: var(--muted); }
.rates-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; border-radius: 0; }
table.rates { width: 100%; min-width: 560px; border-collapse: collapse; background: #fff; border-radius: 0; }
table.rates th, table.rates td { padding: 12px 14px; text-align: left; border-bottom: 1px solid var(--line); }
table.rates th { background: var(--navy); color: #fff; font-size: 13px; }
.note { font-size: 13px; color: var(--muted); }
footer.site { background: var(--navy); color: #c9d4de; padding: 36px 0 18px; margin-top: 8px; }
footer.site a { color: #fff; }
.foot-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 24px; }
.legal { font-size: 12px; border-top: 1px solid #2a4158; margin-top: 24px; padding-top: 14px; }
form.contact label { display: block; font-weight: 650; font-size: 14px; margin: 12px 0 6px; }
form.contact input, form.contact select, form.contact textarea {
  width: 100%; padding: 11px 12px; border-radius: 0; border: 1px solid var(--line); font: inherit;
}
.socials { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; }

/* Full-bleed Find Rozil rail */
.find-strip {
  width: 100%;
  background: #0a2540;
  color: #fff;
  padding: 28px 0;
  margin: 0;
}
.find-strip-inner {
  width: min(1040px, calc(100% - 48px));
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 16px 24px;
}
.find-strip-copy h2 {
  margin: 0 0 4px;
  color: #fff;
  font-size: clamp(22px, 3vw, 28px);
}
.find-strip-copy p {
  margin: 0;
  color: #c9d4de;
  font-size: 14px;
}
.find-strip-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
}
.find-chip {
  display: inline-flex; align-items: center; justify-content: center;
  background: transparent; border: 1.5px solid rgba(255,255,255,.55); border-radius: 0;
  padding: 10px 16px; font-size: 13px; font-weight: 700; letter-spacing: 0.02em;
  text-decoration: none; color: #fff; line-height: 1.2;
}
.find-chip:hover { background: rgba(255,255,255,.12); border-color: #fff; color: #fff; }
.find-chip-gold {
  background: var(--gold, #d4a017); border-color: var(--gold, #d4a017); color: var(--navy);
}
.find-chip-gold:hover { filter: brightness(1.05); background: var(--gold, #d4a017); border-color: var(--gold, #d4a017); color: var(--navy); }
@media (max-width: 700px) {
  .find-strip-inner { flex-direction: column; align-items: flex-start; }
}
.menu-btn { display: none; background: none; border: 0; font-size: 22px; }
.pill {
  display: inline-block; font-size: 11px; font-weight: 800; letter-spacing: .05em;
  text-transform: uppercase; color: var(--green); background: var(--mint);
  border-radius: 0; padding: 4px 10px; margin-bottom: 8px;
}
.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chip {
  background: #fff; border: 1.5px solid var(--navy); border-radius: 0;
  padding: 9px 14px; font-size: 13px; font-weight: 700; letter-spacing: 0.02em;
  text-decoration: none; color: var(--navy);
}
.chip:hover { background: var(--mint); border-color: var(--green); color: var(--navy); }
.step-num {
  width: 36px; height: 36px; border-radius: 50%; background: var(--green); color: #fff;
  display: inline-flex; align-items: center; justify-content: center; font-weight: 800; margin-bottom: 10px;
}
.trust strong { display: block; font-size: 22px; color: var(--navy); }
.mini { background: #fff8e8; border: 1px dashed #e0c98a; }
.social-link { display: flex; align-items: center; justify-content: space-between; gap: 8px; }
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.calc label { display: block; font-weight: 650; font-size: 14px; margin: 10px 0 6px; }
.calc input, .calc select {
  width: 100%; padding: 11px 12px; border-radius: 0; border: 1px solid var(--line); font: inherit;
}
.calc-out { font-size: 22px; font-weight: 800; margin: 14px 0 0; color: var(--navy); }
details.faq {
  background: #fff; border: 1px solid var(--line); border-radius: 0; padding: 14px 18px; margin-bottom: 10px;
}
details.faq summary { cursor: pointer; font-weight: 700; color: var(--navy); }
details.faq p { margin: 10px 0 4px; color: var(--muted); }
.crumbs { font-size: 13px; color: var(--muted); margin-bottom: 16px; }
.crumbs a { color: var(--muted); }
.quote { font-size: 16px; margin: 0 0 10px; }
.sample { font-size: 11px; letter-spacing: .06em; text-transform: uppercase; color: var(--coral); font-weight: 800; }

@media (max-width: 900px) {
  .hero-grid, .cols-3, .cols-2, .cols-4, .foot-grid, .socials, .calc-grid { grid-template-columns: 1fr; }
  nav { display: none; }
  nav.open { display: flex; flex-direction: column; position: absolute; left: 0; right: 0; top: 74px; background: #fff; padding: 12px; border-bottom: 1px solid var(--line); }
  .menu-btn { display: block; }
  header.site { position: relative; }
}

.logo-img { height: 46px; width: auto; display: block; }
.logo-clover {
  height: 46px;
  width: auto;
  display: block;
  box-sizing: border-box;
  padding: 2px;
  border: 4px solid #fff;
  border-radius: 0;
  box-shadow: 0 0 0 1px rgba(10, 37, 64, 0.12), 0 1px 3px rgba(10, 37, 64, 0.06);
  background: #fff;
  object-fit: contain;
}
.brand-row { display: flex; align-items: center; gap: 14px; }
.brand-row .divider { width: 1px; height: 46px; background: var(--line); }
.dock {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 40;
  background: rgba(10,37,64,.9);
  backdrop-filter: blur(16px);
  border-top: 1px solid rgba(255,255,255,.08);
  transform: translateY(110%);
  transition: transform .28s ease;
  pointer-events: none;
}
.dock.is-on { transform: translateY(0); pointer-events: auto; }
.dock .wrap { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; padding: 10px 0; }
.card.mint { background: rgba(231,245,238,.82); }
.card.sand { background: rgba(243,234,217,.78); }
.card.glass {
  background: rgba(255,255,255,.58);
  backdrop-filter: blur(14px) saturate(140%);
  -webkit-backdrop-filter: blur(14px) saturate(140%);
  border: 1px solid rgba(255,255,255,.8);
  box-shadow:
    0 0 0 1px rgba(10, 37, 64, 0.03),
    0 10px 28px rgba(10, 37, 64, 0.08),
    0 4px 12px rgba(10, 37, 64, 0.04),
    0 8px 24px rgba(10, 37, 64, 0.1);
}
.band-mint {
  background:
    linear-gradient(160deg, rgba(231,245,238,.95) 0%, rgba(246,241,232,.85) 55%, rgba(243,234,217,.55) 100%);
}
.band-sand {
  background:
    linear-gradient(165deg, rgba(243,234,217,.9) 0%, rgba(231,245,238,.55) 50%, rgba(246,241,232,.8) 100%);
}
.band-glass {
  background:
    linear-gradient(155deg, rgba(231,245,238,.7) 0%, rgba(255,255,255,.45) 40%, rgba(243,234,217,.65) 100%);
  backdrop-filter: blur(14px);
}
.band-frost-stage {
  background:
    linear-gradient(145deg, #e7f5ee 0%, #f6f1e8 42%, #f3ead9 78%, rgba(10,37,64,.06) 100%);
}
a.chip, a.btn, a.find-chip, a.card, button, summary, nav a, .card, .lender {
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
}
a.chip:hover, a.btn:hover, a.find-chip:hover { transform: scale(1.04); }
/* Soft lift only on clickable things — static .card / .lender stay put */
a.card {
  display: block;
  text-decoration: none;
  color: inherit;
}
a.card:hover,
button:hover,
summary:hover {
  transform: translateY(-3px);
  box-shadow:
    0 0 0 1px rgba(10, 37, 64, 0.05),
    0 16px 36px rgba(10, 37, 64, 0.12),
    0 6px 16px rgba(10, 37, 64, 0.06),
    0 12px 32px rgba(10, 37, 64, 0.14);
}
.card a:hover {
  transform: translateY(-1px);
}
@media (hover: none) {
  a.card:hover,
  button:hover,
  summary:hover,
  .card a:hover,
  a.chip:hover,
  a.btn:hover,
  a.find-chip:hover {
    transform: none;
  }
}
.trust-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
@media (max-width: 900px) {
  .trust-row { grid-template-columns: 1fr; }
}
.related { margin-top: 28px; }
.jump a { display: block; margin: 6px 0; }

/* Attractive light sections — Phoebe images drop into .ph later */
.ph {
  background: linear-gradient(135deg, #0a2540 0%, #1f7a4d 100%);
  color: rgba(255,255,255,.85);
  display: flex; align-items: center; justify-content: center;
  text-align: center; font-size: 13px; font-weight: 600;
  letter-spacing: .02em; min-height: 140px; border-radius: 0;
}
.ph.wide { min-height: 220px; border-radius: 0; }
.step-card { display: flex; flex-direction: column; gap: 12px; height: 100%; }
.step-card h2, .step-card h3 { margin: 0; }
.compare { width: 100%; border-collapse: collapse; font-size: 14px; }
.compare th, .compare td { padding: 12px 14px; text-align: left; border-bottom: 1px solid #e5ebe7; vertical-align: top; }
.compare th { background: #0a2540; color: #fff; font-weight: 600; }
.compare tr:nth-child(even) td { background: rgba(231,245,238,.35); }
.compare .yes { color: #1f7a4d; font-weight: 600; }
#free-consult {
  background: #0a2540;
  padding-top: 36px;
  padding-bottom: 36px;
}
.consult-band {
  display: grid; grid-template-columns: 1.1fr .9fr; gap: 22px; align-items: center;
  background: #0a2540;
  color: #fff;
  border-radius: 0;
  padding: 8px 0;
  overflow: hidden;
  border: 0;
  box-shadow: none;
  will-change: transform;
}
.consult-band h2 { margin: 0 0 8px; color: #fff; }
.consult-band p { color: #d9e4ee; margin: 0 0 16px; }
.consult-band .ph { min-height: 200px; margin: 0; }
.consult-photo {
  display: block;
  width: 100%;
  height: auto;
  min-height: 200px;
  max-height: 360px;
  object-fit: cover;
  border-radius: 0;
  border: 0;
}
.charity-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.charity-card { text-align: center; padding: 18px 12px; }
.charity-card .charity-logo {
  display: block;
  width: 96px;
  height: 96px;
  object-fit: contain;
  margin: 0 auto 10px;
  border-radius: 0;
  background: #fff;
}
.charity-card strong { display: block; font-size: 14px; }
@media (max-width: 800px) {
  .consult-band, .charity-grid { grid-template-columns: 1fr; }
}

.lenders { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; max-width: 720px; margin: 0 auto; }
.lender {
  background: #fff; border: 1px solid var(--line); border-radius: 0; padding: 12px 18px;
  font-weight: 750; color: var(--navy); min-width: 0; text-align: center; flex: 0 1 auto;
}
.lender.c-bank { background: #e8f1fb; border-color: #b7d0ef; }
.lender.c-cu { background: #e7f5ee; border-color: #b7dfc8; }
.lender.c-mono { background: #f3eae9; border-color: #e0cfc8; }
.lender.c-b { background: #fff6e0; border-color: #f0d48a; }
.lender.c-mic { background: #ede7f6; border-color: #d2c4ea; }
.lender.c-priv { background: #fce8ef; border-color: #f0b8cb; }
.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.why { text-align: center; padding: 20px 14px; }
.why-emoji { display: block; font-size: 28px; line-height: 1; margin-bottom: 8px; }
.why strong { display: block; margin-bottom: 6px; color: var(--navy); }
@media (max-width: 800px) {
  .why-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 520px) {
  .why-grid { grid-template-columns: 1fr; }
}

.service[id], article[id], section[id], h2[id], h3[id] { scroll-margin-top: 96px; }


/* Step process photos */
.step-img {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  border-radius: 0;
  display: block;
  background: #dfe8e3;
}

/* Compare table: soft shadow + navy glow (Rozil picks B+C) */
.compare-wrap {
  padding: 0;
  overflow: auto;
  -webkit-overflow-scrolling: touch;
  border-radius: 0;
  will-change: transform;
}
.compare-wrap.glass,
.compare-wrap.hover-glow {
  background: #fff;
  border: 1px solid rgba(10, 37, 64, 0.1);
  box-shadow:
    0 0 0 1px rgba(10, 37, 64, 0.04),
    0 18px 48px rgba(10, 37, 64, 0.12),
    0 4px 12px rgba(10, 37, 64, 0.04),
    0 12px 40px rgba(10, 37, 64, 0.16);
}
.compare-wrap .compare {
  background: transparent;
  min-width: 640px;
}
.compare-wrap.glass .compare th,
.compare-wrap.hover-glow .compare th {
  background: linear-gradient(135deg, #0a2540, #14375c);
}
.compare-wrap.glass .compare tr:nth-child(even) td,
.compare-wrap.hover-glow .compare tr:nth-child(even) td {
  background: var(--mint);
}
.compare-wrap.glass .compare tr:nth-child(odd) td,
.compare-wrap.hover-glow .compare tr:nth-child(odd) td {
  background: #fff;
}

/* Scroll hover drift (JS sets --drift-y); disabled when reduced motion */
@media (prefers-reduced-motion: reduce) {
  .compare-wrap.hover-glow,
  .consult-band.scroll-drift {
    transform: none !important;
  }
}

/* ---- Effects preview (namespaced) ---- */
.fx-page-note {
  font-size: 13px;
  color: var(--muted);
  margin: 0 0 28px;
}
.fx-block {
  margin: 0 0 40px;
}
.fx-block h3 {
  margin: 0 0 6px;
  color: var(--navy);
}
.fx-desc {
  margin: 0 0 12px;
  color: var(--muted);
  font-size: 14px;
}

/* A. Glass frost */
.compare-fx-glass {
  background: rgba(255, 255, 255, 0.55);
  backdrop-filter: blur(16px) saturate(150%);
  -webkit-backdrop-filter: blur(16px) saturate(150%);
  border: 1px solid rgba(255, 255, 255, 0.8);
  border-radius: 0;
  box-shadow: 0 12px 32px rgba(10, 37, 64, 0.07);
  overflow: auto;
}
.compare-fx-glass .compare th { background: rgba(10, 37, 64, 0.9); }
.compare-fx-glass .compare tr:nth-child(even) td { background: rgba(231, 245, 238, 0.4); }
.compare-fx-glass .compare tr:nth-child(odd) td { background: rgba(255, 255, 255, 0.3); }

/* B. Soft shadow cards */
.compare-fx-shadow {
  background: #fff;
  border: 1px solid rgba(228, 217, 200, 0.9);
  border-radius: 0;
  box-shadow: 0 18px 48px rgba(10, 37, 64, 0.12), 0 4px 12px rgba(10, 37, 64, 0.04);
  overflow: auto;
}
.compare-fx-shadow .compare th { background: var(--navy); }
.compare-fx-shadow .compare tr:nth-child(even) td { background: #f7faf8; }

/* C. Navy glow */
.compare-fx-navy {
  background: #fff;
  border: 1px solid rgba(10, 37, 64, 0.12);
  border-radius: 0;
  box-shadow: 0 0 0 1px rgba(10, 37, 64, 0.04), 0 12px 40px rgba(10, 37, 64, 0.18);
  overflow: auto;
}
.compare-fx-navy .compare th {
  background: linear-gradient(135deg, #0a2540, #14375c);
}
.compare-fx-navy .compare tr:nth-child(even) td { background: var(--mint); }
.compare-fx-navy .compare tr:nth-child(odd) td { background: #fff; }

/* D. Gradient edge */
.compare-fx-gradient {
  border-radius: 0;
  padding: 2px;
  background: linear-gradient(135deg, #f3ead9 0%, #e7f5ee 45%, #c9e8d6 100%);
  box-shadow: 0 10px 28px rgba(10, 37, 64, 0.06);
  overflow: hidden;
}
.compare-fx-gradient .fx-inner {
  background: #fffef9;
  border-radius: 0;
  overflow: auto;
}
.compare-fx-gradient .compare th { background: #0a2540; }
.compare-fx-gradient .compare tr:nth-child(even) td { background: rgba(231, 245, 238, 0.5); }

/* E. Pill chips */
.compare-fx-pills {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 0;
  box-shadow: 0 8px 24px rgba(10, 37, 64, 0.05);
  overflow: auto;
}
.compare-fx-pills .compare th { background: var(--navy); }
.compare-fx-pills .compare td.yes {
  font-weight: 500;
  color: var(--ink);
}
.compare-fx-pills .compare .pill-yes {
  display: inline-block;
  background: var(--mint);
  color: var(--green);
  border: 1px solid #b7dfc8;
  border-radius: 0;
  padding: 4px 12px;
  font-size: 12.5px;
  font-weight: 750;
  line-height: 1.35;
  margin-bottom: 4px;
}
.compare-fx-pills .compare tr:nth-child(even) td { background: #fafbfa; }

/* Accent demos on effects page */
.fx-accents {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 12px;
}
.fx-accent-card {
  background: rgba(255, 255, 255, 0.55);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.75);
  border-radius: 0;
  padding: 18px;
  box-shadow: 0 8px 22px rgba(10, 37, 64, 0.06);
}
.fx-accent-card h4 { margin: 0 0 6px; font-size: 15px; color: var(--navy); }
.fx-accent-card p { margin: 0; font-size: 13px; color: var(--muted); }
.fx-consult-frost {
  margin-top: 16px;
  border-radius: 0;
  padding: 22px 24px;
  background: rgba(10, 37, 64, 0.78);
  backdrop-filter: blur(16px) saturate(130%);
  -webkit-backdrop-filter: blur(16px) saturate(130%);
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.12);
}
.fx-consult-frost h4 { margin: 0 0 6px; color: #fff; }
.fx-consult-frost p { margin: 0; color: #d9e4ee; font-size: 14px; }
.fx-lift-demo {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 16px;
}
.fx-lift-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 0;
  padding: 16px;
  text-align: center;
  transition: transform .18s ease, box-shadow .18s ease;
  box-shadow: 0 4px 12px rgba(10, 37, 64, 0.04);
}
.fx-lift-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 28px rgba(10, 37, 64, 0.1);
}
.fx-lift-card strong { display: block; color: var(--navy); margin-bottom: 4px; }
.fx-lift-card span { font-size: 13px; color: var(--muted); }

@media (max-width: 800px) {
  .fx-accents, .fx-lift-demo { grid-template-columns: 1fr; }
  .wrap { width: min(1040px, calc(100% - 36px)); }
}

/* Learn article hero + index thumbs */
.learn-title-band {
  background: linear-gradient(135deg, var(--mint) 0%, rgba(10, 37, 64, 0.06) 100%);
  padding: 16px 18px;
  margin: 0 0 4px;
  border-radius: 0;
}
.learn-title-band h1 { margin-top: 0; }
.learn-title-band .muted { margin-bottom: 0; }
.learn-hero,
.learn-thumb {
  display: block;
  width: 100%;
  border-radius: 0;
  object-fit: cover;
}
.learn-hero {
  aspect-ratio: 2 / 1;
  margin: 18px 0 28px;
  max-height: 420px;
}
.learn-thumb {
  aspect-ratio: 16 / 9;
  margin: 0 0 12px;
}
a.card .learn-thumb {
  margin: -22px -22px 14px;
  width: calc(100% + 44px);
  max-width: none;
}
a.card h2 { color: var(--navy); margin: 0 0 8px; font-size: 1.15rem; }
a.card { text-decoration: none; color: inherit; }